Terms of Business

Last updated: July 19, 2025

These Terms of Business ("Terms") govern your use of this website (pennibox.co.uk), which is operated by Blaspsoft Ltd ("we", "us", or "our"). By accessing or using this site, you agree to be bound by these Terms.

1. About Us

PenniBox is a UK-based blog that provides information, tools, and content related to personal finance. We are not a regulated financial advisor or claims management company. Any content or tools provided are for informational purposes only.

2. Use of Site

You agree to use this site only for lawful purposes. You may not use it in a way that breaches any applicable laws or regulations, or that is fraudulent, harmful, or offensive.

3. Affiliate Links and Ads

Some links on this site may be affiliate links. This means we may earn a commission if you click through and make a purchase or sign up for a service. Ads may also be displayed. We strive to only promote reputable products and services, but cannot guarantee their quality or performance.

4. Tools and Calculators

Any interactive tools or checkers (such as the persistent debt checker) are provided for general informational purposes only. Results do not constitute financial advice or guarantees. Always consult a qualified professional before making financial decisions.

5. Lead Referrals

Some tools on this site may allow you to submit personal information. This data may be passed to trusted third-party partners for the purpose of responding to your enquiry. By submitting your information, you consent to this transfer. We do not guarantee the outcome of any third-party services.

6. Liability Disclaimer

We make no guarantees about the accuracy, completeness, or reliability of the information on this site. We are not liable for any loss or damage arising from your use of the content, tools, or links provided.

7. Privacy

Your privacy is important to us. Please read our Privacy Policy for details on how we collect and use your data.

8. Changes to These Terms

We may update these Terms from time to time. Continued use of the site means you accept any changes. The latest version will always be available on this page.

9. Contact

If you have any questions about these Terms, please contact us at [email protected].